Approaching a friend or a family member can be embarrassing. Since the loan required will be below $1500, the one hour payday loans are the best way to get cash in hand immediately. The popular payday loans are the best and quickest solution to get relief from debt. These short-term loans are designed to provide individuals with small sums of money to take care of their financial obligations. The person who applies for a payday loan pledges to pay back the loan when he receives his next pay check. Since the amounts are small, no one wants to go through the several formalities like faxing of documents, credit verification and more. Besides people are in a hurry to get money and traditional lending companies will take many weeks to approve the loan application. Numerous lenders of payday loans carry out their business online and this makes the whole loan process simple and fast and users of such loans get financial relief instantly.